Should I hold both VTI and VXUS?

Many diversified portfolios include both U.S. and international equity. This tool only shows historical paths — it does not recommend an allocation.

How is the VTI vs VXUS chart calculated?

Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.

Is this investment advice?

No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

VTI vs VXUS historical returns (dividends reinvested)

$10,000 starting capital · DRIP on · history from 2011-01-28 to 2026-10-13

VTI is a total U.S. equity market fund; VXUS covers international stocks outside the United States. This side-by-side chart is a classic home-bias check: how U.S. vs overseas equity would have grown from the same $10,000 start.

VTIUSD

Vanguard Morningstar Total Stock Market ETF

From 2011-01-28 to 2026-10-13

10,000→75,992

Total return +659.92% · Annual return +13.78%

VXUSUSD

VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ETF SHARES

From 2011-01-28 to 2026-10-13

10,000→27,207

Total return +172.07% · Annual return +6.58%

Portfolio value

2011-01-28→2026-10-13

Loading chart…

VTI
VXUS

Frequently asked questions

Should I hold both VTI and VXUS?: Many diversified portfolios include both U.S. and international equity. This tool only shows historical paths — it does not recommend an allocation.
How is the VTI vs VXUS chart calculated?: Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.
Is this investment advice?: No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

Related ETF comparisons

$10,000 backtest with optional dividend reinvestment.

Historical illustration only — not investment advice. Back to the ETF return calculator.

VTI vs VXUS historical returns (dividends reinvested)

$10,000 starting capital · DRIP on · history from 2011-01-28 to 2026-10-13

VTIUSD

Vanguard Morningstar Total Stock Market ETF

From 2011-01-28 to 2026-10-13

10,000→75,992

Total return +659.92% · Annual return +13.78%

VXUSUSD

VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ETF SHARES

From 2011-01-28 to 2026-10-13

10,000→27,207

Total return +172.07% · Annual return +6.58%

Portfolio value

2011-01-28→2026-10-13

Loading chart…

VTI
VXUS

Frequently asked questions

Should I hold both VTI and VXUS?: Many diversified portfolios include both U.S. and international equity. This tool only shows historical paths — it does not recommend an allocation.
How is the VTI vs VXUS chart calculated?: Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.
Is this investment advice?: No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

Related ETF comparisons

$10,000 backtest with optional dividend reinvestment.

Historical illustration only — not investment advice. Back to the ETF return calculator.