Canadian investors often choose between U.S.-listed ETFs and Canadian-listed wrappers (many tickers end in .TO). A wrapper can track a familiar index — for example VFV.TO for S&P 500 exposure — while trading on a Canadian exchange in CAD.
What to compare
- VFV.TO vs XIU.TO — U.S. large caps via a CAD listing vs Canadian large caps (TSX 60).
- VCN.TO vs XIC.TO — two broad Canadian equity market approaches.
- XIC.TO vs VFV.TO — domestic Canada vs S&P 500 wrapper, a common allocation debate.
Currency warning
This calculator does not convert currencies. If you mix USD- and CAD-quoted ETFs, each line is in its own currency. Part of any gap can be the exchange rate, not “pure” fund outperformance. Prefer same-currency pairs when you want a clean relative chart.
Start with VFV.TO vs XIU.TO below — both Canadian listings — for an apples-to-apples CAD comparison.