How is the SPY chart calculated?

Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.

Is this investment advice?

No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

SPY historical returns (dividends reinvested)

$10,000 starting capital · DRIP on · history from 1993-01-29 to 2026-10-13

SPY is the original S&P 500 ETF. Chart how a $10,000 buy-and-hold would have grown with optional dividend reinvestment and stock-split adjustments over any date range.

SPYUSD

SPDR S&P 500 ETF Trust

From 1993-01-29 to 2026-10-13

10,000→323,616

Total return +3,136.16% · Annual return +10.87%

Portfolio value

1993-01-29→2026-10-13

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Frequently asked questions

How is the SPY chart calculated?: Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.
Is this investment advice?: No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

Related ETF comparisons

$10,000 backtest with optional dividend reinvestment.

Historical illustration only — not investment advice. Back to the ETF return calculator.