How is the SPY vs EFA chart calculated?

Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.

Is this investment advice?

No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

SPY vs EFA historical returns (dividends reinvested)

$10,000 starting capital · DRIP on · history from 2001-08-17 to 2026-10-13

SPY covers U.S. large caps; EFA focuses on developed markets outside the U.S. and Canada. A straightforward home-versus-abroad equity comparison from $10,000.

SPYUSD

SPDR S&P 500 ETF Trust

From 2001-08-17 to 2026-10-13

10,000→104,985

Total return +949.85% · Annual return +9.8%

EFAUSD

ISHARES MSCI EAFE ETF

From 2001-08-17 to 2026-10-13

10,000→48,070

Total return +380.7% · Annual return +6.44%

Portfolio value

2001-08-17→2026-10-13

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Frequently asked questions

How is the SPY vs EFA chart calculated?: Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.
Is this investment advice?: No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

Related ETF comparisons

$10,000 backtest with optional dividend reinvestment.

Historical illustration only — not investment advice. Back to the ETF return calculator.

SPY vs EFA historical returns (dividends reinvested)

$10,000 starting capital · DRIP on · history from 2001-08-17 to 2026-10-13

SPY covers U.S. large caps; EFA focuses on developed markets outside the U.S. and Canada. A straightforward home-versus-abroad equity comparison from $10,000.

SPYUSD

SPDR S&P 500 ETF Trust

From 2001-08-17 to 2026-10-13

10,000→104,985

Total return +949.85% · Annual return +9.8%

EFAUSD

ISHARES MSCI EAFE ETF

From 2001-08-17 to 2026-10-13

10,000→48,070

Total return +380.7% · Annual return +6.44%

Portfolio value

2001-08-17→2026-10-13

Loading chart…

Frequently asked questions

How is the SPY vs EFA chart calculated?: Each ETF starts at $10,000 using historical daily closes. Stock splits adjust share count. With DRIP on, dividends buy additional shares on ex-dividend days. Ending value, total return, and annual return are derived from that path.
Is this investment advice?: No. Results are historical illustrations only and do not predict future performance or constitute personalized investment, tax, or financial advice.

Related ETF comparisons

$10,000 backtest with optional dividend reinvestment.

Historical illustration only — not investment advice. Back to the ETF return calculator.